N.I.R.C.M.B.A.
Northern Ireland Radio Controlled Model Bike Association

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NIRCMBA INSURANCE

PUBLIC LIABILITY INSURANCE

INSURED
(1) The Committee, all permanent and temporary members of the Northern Ireland Radio Controlled Model Bike Association each of whom is separately insured.
(2) The cover includes the use of all classes of R/C Motorbikes anywhere in Northern Ireland and whilst temporarily abroad (the host club should provide cover).
(3) Member-to-member liability is included for both personal injury and property damage, but excludes the damage to models, radio gear and ancillary modelling equipment.
(4) Demonstrations  and displays sanctioned by the BRCA or Committees of affiliated clubs will be automatically covered. (Demonstrations at school fetes or for charity work etc.)
(5) Potential new members to clubs are covered for up to 6 weeks in any one year without additional premium.
(6) An indemnity is given to leased premises including land and property owners and to Local Authorities. (Cover damage to buildings and or ground hired by the NIRCMBA. Most public buildings, however, will have their own insurance cover, which will be part of the hire contarct.)

Insurers: TBC

Policy No.: TBC

Period of Insurance: One year

Limits of Indemnity: Public/Products Liability

(a) Any one event - £2 million

(b) All events happening during any period of insurance in respect of products supplied - £2 million

(c) All incidents considered to have occurred during any period of insurance in respect of pollution or contamination of buildings or other structures or of water or land or of the atmosphere - £2 million

Policy Excess: £50 (Members must pay the first £50 of any claim).

Any queries regarding insurance should be directed to the Executive Treasurer.

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